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2020 Annual Enrollment

Ahhh…October! The month for cooler weather, falling leaves and that annual candy fest called Halloween.

But that’s not all! You also get to participate in another yearly tradition – Annual Enrollment! A time to go online and choose your plans. And of course, to over-indulge on the treats that come your way on October 31st – including coverage for the following:

Read through the enrollment guide once you receive it in the mail at home, and remember you MUST go online and enroll if you want  medical coverage in 2020.

Medical

If you want medical coverage in 2020, you MUST go online to mybenekeith.com and choose a plan or you (and your family) won’t have medical coverage next year.

All BEK medical plans come with:

  • In-network preventive care;
  • Coverage for children up to age 26;
  • Rx coverage; and
  • You can see any in-network provider!

See an overview of the UnitedHealthcare plans. Southeast Division employees can contact BlueCross BlueShield of Alabama at alabamablue.com or 1-800-292-8868.

Want to know what you are currently enrolled in? Go to mybenekeith.com any time and don’t forget to enroll October 21st – 31st.

Dental

If you had dental coverage last year, you will be automatically enrolled in the same plan for 2020.

Want to know what you are currently enrolled in? Go to mybenekeith.com any time and don’t forget to enroll October 21st – 31st.

Click to enlarge

Vision

If you had vision coverage last year, you will be automatically enrolled in the same plan for 2020.

Want to know what you are currently enrolled in? Go to mybenekeith.com any time and don’t forget to enroll October 21st – 31st.

Click to enlarge

Life/AD&D

If you had employee, spouse and/or child life/AD&D coverage last year, you will be automatically enrolled in the same plans for 2020.

BEK Employee Supplemental Life/AD&D

Choose coverage amounts of $50,000 to $950,000 in $50,000 increments. Rates are based on the age of the employee as of January 1st. Rates will be available on mybenekeith.com on October 21st.

BEK Spouse Life/AD&D

Choose coverage amounts of $50,000 to $250,000 in $50,000 increments.  You MUST enroll in supplemental life/AD&D if you want to cover your spouse. Spouse coverage can be up to 50% of the employee life/AD&D amount but not more than $250,000. Rates are based on the age of the employee as of January 1st. Rates will be available on mybenekeith.com starting October 21st.

BEK Child Life/AD&D

You pay one amount – no matter how many children you cover up to age 26. Each enrolled child will have $10,000 in coverage. You must enroll in supplemental life/AD&D if you want to cover your children. You may enroll unmarried dependent children age 26 or older who are incapable of self-care due to a mental or physical disability. Your child must be fully dependent on your for support and claimed on your federal tax return.

Want to know what you are currently enrolled in? Go to mybenekeith.com any time and don’t forget to enroll October 21st – 31st.

How to Enroll
  1. Go to mybenekeith.com, then review your current eleactions and choose the dependents you want to enroll.  You MUST check the box next to each dependent you want to cover.  Otherwise, they will not have coverage in 2020.
  2. You MUST choose or waive medical coverage.  Your other benefit choices from 2019 will rollover to 2020 unless you change your dental, vision and/or life/AD&D coverage during 2020 Annual Enrollment.
  3. Add/review your beneficiaries – this is really important to your family. If something happens to you and you haven’t updated your beneficiaries, your benefits will go to the person you previously picked or who has the legal right to your estate.
  4. Click SUBMIT, then print or use your phone to take a picture of your confirmation statement.

DON’T FORGET! You MUST choose your medical coverage this year, as it will not rollover for 2020.  That means if you want medical coverage in 2020, you MUST go online and enroll no later than October 31st.