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BEK MEDICAL PLANS

We offer two medical plan options. Both options use the same UnitedHealthcare provider networks and cover the same services but have different deductibles and out-of-pocket amounts. No matter which options you choose, you’ll have:

  • 100% coverage for eligible preventive care delivered by an in-network provider
  • Coverage for prescription drugs
  • Tobacco cessation, wellness and weight loss programs

Click on a plan to learn more.

BEK PPO Medical Plan

myuhc.com or 1-844-587-8503

What you need to know about this plan:

  • You can see any provider you like but you’ll spend less if you see a UHC in-network provider
  • You’ll pay a copay and/or deductible before the plan begins sharing in the costs
  • Refer to this overview to learn more about the medical plans
BEK HSA Medical Plan

myuhc.com or 1-844-587-8503

What you need to know about this plan:

  • If you enroll, BEK will make an annual contribution to your HSA
  • You can use your HSA dollars for any eligible medical, dental or vision expense
  • You pay all costs until you reach your deductible
  • There are no copays for doctor visits or prescription drugs once you meet your deductible
  • The annual deductible is higher than in the PPO plan but you’ll pay less per pay period
  • Refer to this overview to learn more about the medical plans

LEARN MORE ABOUT AN HSA

Who isn’t eligible to enroll in an HSA?

  • You can’t be eligible for other medical coverage through your spouse unless it qualifies as a “high deductible health plan” including a health care flexible spending account
  • You can’t be claimed on someone else’s tax return
  • You can’t be enrolled in Medicare

Features of a Health Savings Account

  • If you choose this plan, an HSA will automatically be opened for you at Optum Bank
  • BEK will make a contribution to your HSA based on who you enroll and when your coverage begins
  • HSA dollars can be used for any eligble medical, dental or vision expenses
  • Reduce your taxable income when you personally contribute to an HSA
  • Get a debit card pre-loaded with the BEK Company contribution
  • HSA dollars stay with you—no matter what
BEK BCBS Medical Plan
Southeast Division employees can contact BlueCross BlueShield of Alabama at alabamablue.com or 1-800-292-8868