BEK MEDICAL Plans
We offer two medical plan options. Both options use the same UnitedHealthcare provider networks and cover the same services but have different deductibles and out-of-pocket amounts. No matter which options you choose, you’ll have:
- 100% coverage for eligible preventive care delivered by an in-network provider
- Coverage for prescription drugs
- Tobacco cessation, wellness and weight loss programs
Click on a plan to learn more.
BEK PPO Medical Plan
myuhc.com or 1-844-587-8503
What you need to know about this plan:
- You can see any provider you like but you’ll spend less if you see a UHC in-network provider
- You’ll pay a copay and/or deductible before the plan begins sharing in the costs
- Refer to this overview to learn more about the medical plans
BEK HSA Medical Plan
myuhc.com or 1-844-587-8503
What you need to know about this plan:
- If you enroll, BEK will make an annual contribution to your HSA
- You can use your HSA dollars for any eligible medical, dental or vision expense
- You pay all costs until you reach your deductible
- There are no copays for doctor visits or prescription drugs once you meet your deductible
- The annual deductible is higher than in the PPO plan but you’ll pay less per pay period
- Refer to this overview to learn more about the medical plans
LEARN MORE ABOUT AN HSA
Who isn’t eligible to enroll in an HSA?
- You can’t be eligible for other medical coverage through your spouse unless it qualifies as a “high deductible health plan” including a health care flexible spending account
- You can’t be claimed on someone else’s tax return
- You can’t be enrolled in Medicare
Features of a Health Savings Account
- If you choose this plan, an HSA will automatically be opened for you at Optum Bank
- BEK will make a contribution to your HSA based on who you enroll and when your coverage begins
- HSA dollars can be used for any eligble medical, dental or vision expenses
- Reduce your taxable income when you personally contribute to an HSA
- Get a debit card pre-loaded with the BEK Company contribution
- HSA dollars stay with you—no matter what
BEK BCBS Medical Plan
Southeast Division employees can contact BlueCross BlueShield of Alabama at alabamablue.com or 1-800-292-8868