Learn about your 2022 benefits

It’s great to know that because you are a Ben E. Keith employee, you have access to plans and programs that help you take care of yourself and the people who depend on you.

Resources to help you

medical

Coverage to help you stay healthy

Both medical plan options provide you and your dependents with:

You’ll pay less if you use in-network providers. Find a list on myuhc.com.

*Non-network ER care is covered at 30% coinsurance

You will pay more for coverage if either of these surcharges apply to your personal situation:

  • Spousal surcharge
    If your spouse is currently working and eligible for medical coverage through his or her employer but you want to cover them on your BEK medical plan, you will pay $100 a month more in addition to the medical costs per pay period.
  • Tobacco surcharge
    You’ll pay $100 more per month if YOU (the employee) enroll in a BEK medical plan and use tobacco in any form – cigarettes, e-cigarettes, cigars, pipes, snuff or chewing tobacco. If you use tobacco now but want to quit, call QuitLogix at 1-855-372-0040.

UnitedHealthcare at myuhc.com or 1-844-587-8503 (Download app for Apple / Android)

BACK TO MENU

BEK Dependent Care FSA

  • Use for daycare, nursery school, pre-school, after school, day camp or senior daycare.
  • Contribute up to $5,000 pre-tax dollars each calendar year.
  • Decide on an amount to contribute from each paycheck using this FSA Worksheet and list of eligible expenses.
  • Pay with the FSA debit card – money is available once you contribute each paycheck
  • Any unused FSA dollars at the end of the year can be used until March 15th, 2023, to pay for 2022 eligible expenses.

BEK Health Care FSA

  • Pay for eligible medical, dental or vision expenses (deductibles, copays, Rx such as insulin, OTC medications) if you enroll in the BEK PPO Medical Plan.
  • Pay for eligible dental and vision expenses (deductibles, copays and coinsurance) if you enroll in the BEK HSA Medical Plan, which is not available to SE Division and Kelley Manufacturing employees.
  • Contribute up to $2,750 using pre-tax dollars each calendar year.
  • Pay with the FSA debit card – your entire 2022 annual contribution amount is available to use on January 1st, 2022.
  • Decide on an amount to contribute from each paycheck using this FSA Worksheet and list of eligible expenses. You can carry up to $550 in unused FSA dollars to use the following year.

dental

Coverage from Cigna will make you smile

The BEK Dental Plan offers both savings and convenience from our new carrier, Cigna. Get routine preventive dental care, X-rays and basic or major care from both plans.

Go to my.cigna.com, download the app or call 1-800-CIGNA24 (1-800-244-6224) to find a dentist, pricing and more.

BACK TO MENU

vision

See the benefits of vision coverage from Superior Vision

Regular eye exams screen for common vision problems and other health conditions. Making an eye exam part of your annual routine is a great way to stay healthy in 2022. The BEK Vision Plan also covers frames, lenses and contacts.

Go to superiorvision.com, download the app or call 1-800-507-3800 to find a provider, get pricing and more.

BACK TO MENU

life/AD&D

Protects your family’s financial future

Ben E. Keith employees are automatically provided Company-paid life/AD&D insurance of $50,000. BEK Life/AD&D coverage is provided by Lincoln Financial Group. Find life/AD&D rates on dayforcehcm.com.

Choose additional coverage for you and your family including:

  • BEK Employee Supplemental Life/AD&D
    Choose $50,000 to $950,000 in increments of $50,000. Rates are based on the age of the employee as of January 1st. EOI is required if you increase your current coverage by more than $50,000 or for amounts over $300,000.
  • BEK Spouse Life/AD&D
    Choose $50,000 to $250,000 in increments of $50,000. Spouse coverage is available in amounts up to 100% of the Employee Supplemental Life/AD&D amount but cannot be more than $250,000. EOI is required if you increase coverage to an amount greater than $50,000. Find rates on dayforcehcm.com.
  • BEK Child Life/AD&D
    Pay one amount no matter how many children you cover, up to age 26. Each enrolled child will have $10,000 in coverage except from birth to 14 days old, which provides $1,000 in coverage. You may enroll dependent children up to age 26 or older if incapable of self-care due to a mental or physical disability.

BACK TO MENU

Life/AD&D

Protects your family’s financial future

Ben E. Keith employees are automatically provided Company-paid life/AD&D insurance of $50,000. BEK Life/AD&D coverage is provided by Lincoln Financial Group. Find life/AD&D rates on dayforcehcm.com.

Choose additional coverage for you and your family including:

  • BEK Employee Supplemental Life/AD&D
    Choose $50,000 to $950,000 in increments of $50,000. Rates are based on the age of the employee as of January 1st. EOI is required if you increase your current coverage by more than $50,000 or for amounts over $300,000.
  • BEK Spouse Life/AD&D
    Choose $50,000 to $250,000 in increments of $50,000. Spouse coverage is available in amounts up to 100% of the Employee Supplemental Life/AD&D amount but cannot be more than $250,000. EOI is required if you increase coverage to an amount greater than $50,000. Find rates on dayforcehcm.com.
  • BEK Child Life/AD&D
    Pay one amount no matter how many children you cover, up to age 26. Each enrolled child will have $10,000 in coverage except from birth to 14 days old, which provides $1,000 in coverage. You may enroll dependent children up to age 26 or older if incapable of self-care due to a mental or physical disability.

BACK TO MENU

medical

Coverage to help you stay healthy

The BEK BCBS Medical Plan provide you and your dependents with:

You’ll pay less if you use in-network providers. Find a list of providers and information about non-network benefits on alabamablue.com.

You will pay more for coverage if either of these surcharges apply to your personal situation:

  • Spousal surcharge
    If your spouse is currently working and eligible for medical coverage through his or her employer but you want to cover them on your BEK medical plan, you will pay $100 a month more in addition to the medical costs per pay period.
  • Tobacco surcharge
    You’ll pay $100 more per month if YOU (the employee) enroll in a BEK medical plan and use tobacco in any form – cigarettes, e-cigarettes, cigars, pipes, snuff or chewing tobacco. If you use tobacco now but want to quit, call QuitLogix at 1-855-372-0040.

BlueCross BlueShield of Alabama at alabamablue.com or 1-800-292-8868 (Download app for Apple / Android)

BACK TO MENU

BEK Dependent Care FSA

  • Use for daycare, nursery school, pre-school, after school, day camp or senior daycare.
  • Contribute up to $5,000 pre-tax dollars each calendar year.
  • Decide on an amount to contribute from each paycheck using this FSA Worksheet and list of eligible expenses.
  • Pay with the FSA debit card – money is available once you contribute each paycheck
  • Any unused FSA dollars at the end of the year can be used until March 15th, 2023, to pay for 2022 eligible expenses.

BEK Health Care FSA

  • Pay for eligible medical, dental or vision expenses (deductibles, copays, Rx such as insulin, OTC medications) if you enroll in the BEK BCBS Medical Plan.
  • Contribute up to $2,750 using pre-tax dollars each calendar year.
  • Pay with the FSA debit card – your entire 2022 annual contribution amount is available to use on January 1st, 2022.
  • Decide on an amount to contribute from each paycheck using this FSA Worksheet and list of eligible expenses. You can carry up to $550 in unused FSA dollars to use the following year.

dental

Coverage from Cigna will make you smile

The BEK Dental Plan offers both savings and convenience from our new carrier, Cigna. Get routine preventive dental care, X-rays and basic or major care from both plans.

Go to my.cigna.com, download the app or call 1-800-CIGNA24 (1-800-244-6224) to find a dentist, pricing and more.

BACK TO MENU

vision

See the benefits of vision coverage from Superior Vision

Regular eye exams screen for common vision problems and other health conditions. Making an eye exam part of your annual routine is a great way to stay healthy in 2022. The BEK Vision Plan also covers frames, lenses and contacts.

Go to superiorvision.com, download the app or call 1-800-507-3800 to find a provider, get pricing and more.

BACK TO MENU

life/AD&D

Protects your family’s financial future

Ben E. Keith employees are automatically provided Company-paid life/AD&D insurance of $50,000. BEK Life/AD&D coverage is provided by Lincoln Financial Group. Find life/AD&D rates on dayforcehcm.com.

Choose additional coverage for you and your family including:

  • BEK Employee Supplemental Life/AD&D
    Choose $50,000 to $950,000 in increments of $50,000. Rates are based on the age of the employee as of January 1st. EOI is required if you increase your current coverage by more than $50,000 or for amounts over $300,000.
  • BEK Spouse Life/AD&D
    Choose $50,000 to $250,000 in increments of $50,000. Spouse coverage is available in amounts up to 100% of the Employee Supplemental Life/AD&D amount but cannot be more than $250,000. EOI is required if you increase coverage to an amount greater than $50,000. Find rates on dayforcehcm.com.
  • BEK Child Life/AD&D
    Pay one amount no matter how many children you cover, up to age 26. Each enrolled child will have $10,000 in coverage except from birth to 14 days old, which provides $1,000 in coverage. You may enroll dependent children up to age 26 or older if incapable of self-care due to a mental or physical disability.

BACK TO MENU

life/AD&D

Protects your family’s financial future

Ben E. Keith employees are automatically provided Company-paid life/AD&D insurance of $50,000. BEK Life/AD&D coverage is provided by Lincoln Financial Group. Find life/AD&D rates on dayforcehcm.com.

Choose additional coverage for you and your family including:

  • BEK Employee Supplemental Life/AD&D
    Choose $50,000 to $950,000 in increments of $50,000. Rates are based on the age of the employee as of January 1st. EOI is required if you increase your current coverage by more than $50,000 or for amounts over $300,000.
  • BEK Spouse Life/AD&D
    Choose $50,000 to $250,000 in increments of $50,000. Spouse coverage is available in amounts up to 100% of the Employee Supplemental Life/AD&D amount but cannot be more than $250,000. EOI is required if you increase coverage to an amount greater than $50,000. Find rates on dayforcehcm.com.
  • BEK Child Life/AD&D
    Pay one amount no matter how many children you cover, up to age 26. Each enrolled child will have $10,000 in coverage except from birth to 14 days old, which provides $1,000 in coverage. You may enroll dependent children up to age 26 or older if incapable of self-care due to a mental or physical disability.

BACK TO MENU