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Our 401(k) puts you in charge of your retirement savings. If you are a full-time employee under age 55, or have less than one year of Company service, as of July 1, 2018, you are eligible to participate in the 401(k). New full-time employees hired on or after July 1, 2018, will become eligible on the first day of the month following 60 days of service.

Get free money from Ben E Keith when you save
Ben E. Keith will match your personal contributions $1 for $1 up to 4% of your pay. Here’s how free money works:

You’re automatically enrolled in the 401(k)
Each pay period, money will be automatically deducted from your paycheck at a pre-tax contribution rate of 4% of your pay. Your contributions will be automatically invested in a Vanguard Target Date Fund based on your retirement age. You can manage the investments of both your and Ben E. Keith’s contributions at empowermyretirement.com or by calling 833-BEK-SAVE (833-235- 7283). Contact Empower Retirement online or by phone to increase, decrease or stop your contributions at any time.

Save more with catch-up contributions
If you are age 50 or older in 2021, you can contribute an additional $6,500 to your 401(k) account, up to the 2021 IRS limit of $26,000 for 2021.

Vesting made easy
Your personal contributions to your 401(k) are always 100% vested. That includes any rollover contributions and earnings. After two years of Company service, you will be 100% vested in any Ben E. Keith’s matching contributions you receive.

Rollovers are welcome
Rollover contributions from a qualified retirement plan and IRAs can be rolled over to your BEK 401(k) account. Consult with your financial advisor or Empower Retirement at empowermyretirement.com or 833-BEK-SAVE (833-235-7283).