PLAN FEATURES: (In-network or out-of-network) BEK PPO DENTAL PLAN (Available everywhere) Annual deductible $50 individual/$150 family Maximum benefit per calendar year $2,000 per person Preventive services $0 for 2 exams and cleanings each calendar year, no deductible Basic services 20% after deductible Major services 50% after deductible Orthodontia benefit for children up to age 19 50% (up to a lifetime maximum benefit of $2,000) Dental mybenefits.metlife.com or 800-942-0854 Go to bekbenefits.com for a complete list of BEK Dental Plan features. Life/AD&D  unum.com or 866-679-3054 BEK EMPLOYEE SUPPLEMENTAL LIFE/AD&D Choose coverage amounts of $50,000 to $950,000 in $50,000 increments. Rates are based on the age of the employee as of January 1. Find rates on mybenekeith.com. BEK SPOUSE LIFE/AD&D Choose coverage amounts of $50,000 to $250,000 in $50,000 increments. You must enroll in supplemental life/AD&D if you want to cover your spouse. Spouse coverage can be up to 50% of the employee life/AD&D amount, but not more than $250,000. Rates are based on the age of the employee as of January 1. Find rates on mybenekeith.com. BEK CHILD LIFE/AD&D You pay one amount—no matter how many children you cover up to age 26. You must enroll in supplemental life/AD&D if you want to cover your child(ren). Each enrolled child will have $10,000 in coverage. You may enroll unmarried dependent children age 26 or older who are incapable of self care due to a mental or physical disability. Your child must be fully dependent on you for support and claimed on your federal tax return.